If you reduce your credit card utilization % to under 3% you will see a +80 point increase in your credit score. Purchasing trade lines is a short term investment that is worth it if you are ready to build/rebuild your credit. -
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๐ณAuthorized user status is one of the best kept secrets regarding credit education and management. If you do not have anyone to "piggy back" off of you may be interested in purchasing positive lines of credit known as TRADE LINES. Being added as an authorized user on these accounts will positively impact your credit score and assist you in building your own credit profile.
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1. Becoming an Authorized user is the FASTEST and EASIEST way to increase your credit score.
2. These accounts are MAJOR CREDIT CARDS that report to ALL THREE CREDIT BUREAUS.
3. Authorized user status does NOT result in a hard inquiry on your credit report.
4. The account will report for 1 year on your credit reports.
5. Reduce your CREDIT CARD UTILIZATION % overnight or ESTABLISH POSITIVE CREDIT overnight.
Serious Inquires send an email to ๐๐ข๐ฑ๐ฒ๐จ๐ฎ๐ซ๐จ๐ฐ๐ง๐๐ซ๐๐๐ข๐ญ.๐๐จ๐ง๐ญ๐๐๐ฌ๐๐๐ฆ๐ฆ๐๐@๐ ๐ฆ๐๐ข๐ฅ.๐๐จ๐ฆ
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Dispute Bundle Template purchase link:
Basic credit information:
Velocity Banking:
When to pay your credit card bill:
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