Hello Everyone, This video will speak about few ways in which you can reduce your monthly expenses.
The first way where you can reduce your monthly expenses is on Grocery Shopping. How many of you have experienced the situation that , you just went in for a loaf of bread and came out with basket full of items. In order to avoid this, its a good idea to take a turn around your kitchen and refrigerator to know exactly what is there and what not and then prepare a shopping or grocery list accordingly. Doing this will actually avoid you from unnecessary purchases and keeps you away from spending money on stuff that is not required .
The second way to reduce your monthly expenses is by preparing your own meals at home instead of dining out. Carrying your lunch boxes to work and cooking meals at home as often as possible can be a great way of reducing your monthly expenses by huge.
The Third way to reduce your monthly expenses is by limiting your credit card usage. Its very important to know well how to use a credit card wisely, its advantaged, disadvantages before you even apply for it.If you have a good control on your credit card usage , it can be very beneficial at the time of emergencies, but most of the times its just like blowing your budget because it gives an opportunity to spend money that we don't even have and it becomes a huge financial burden at the time of bill payments.
The Fourth way to reduce your monthly expenses is on Clothing and Fashion. Eliminating Online cloth shopping can be a great way to reduce your monthly expenses. Don't buy clothes unless you really need them just because they are on sale. If we keep on buying clothes just for the fantasy of our life instead of reality, then we will end up owing lot of clothes but have nothing to wear .
The last way to reduce your monthly expenses is by simplifying your beauty routine. Cutting back on beauty products will really help you. Doing a basic skin care at home by following DIY skin care videos on you tube which requires basic ingredients like rice flour, honey tomato, sugar etc can be a great way to reduce your monthly expenses on beauty. For your hair removal needs, you can use a razor or a hair removal cream or you can just keep a waxing kit at home which can be used several times instead of visiting parlor every now and then. And most importantly, keeping your body hydrated all the time, if you can take good care of your skin by eating right and healthy and having a sound sleep can be much more effective in keeping your skin healthy and glowing than any beauty products or any beauty products in this world.
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