Medical or Healthcare Debt Crushing Many Americans 4K #medicaldebt
#debtcrushing
#manyamericans4k
Healthcare Debt Is Crushing Many Americans
American families are confronting harsh financial realities of late, from rising unemployment and sluggish wage growth to high food and fuel costs and tight credit. Added to these worries are soaring health care costs, and the severe erosion of adequate health coverage.
The Trump administration’s efforts to dismantle the Affordable Care Act are making health insurance less affordable and less accessible, and will almost certainly increase the number of Americans struggling with medical debt. State policymakers can and should act now to protect consumers from crushing medical debt and aggressive debt collection practices.
Medical debt accrues when a patient must pay for care that isn’t covered by insurance or is only partly covered. It is one of the most common types of consumer debt. A Consumer Financial Protection Bureau study found that 20 percent of Americans have at least one medical debt collection item in their credit reports, and more than half of collection items on credit reports are for medical debts.
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